AFFIL Partners

AFFIL Partners are national and regional non-profit organizations who provide the vision and expertise needed to run the campaign. Some of our Partners focus exclusively on consumer issues, such as the Center for Responsible Lending, Consumer Federation of America, and National Consumer Law Center. For others, consumer issues are a part of a larger spectrum of asset-building and other justice work, such as ACORN, Demos, US PIRG, and the Woodstock Institute. The diverse skills and areas of expertise of the Partners compliment each other, benefiting the AFFIL campaign and strengthening the consumer advocacy community as a whole.

ACORN, the Association of Community Organizations for Reform Now, is the nation's largest community organization of low- and moderate-income families, working together for social justice and stronger communities.

 

The California Reinvestment Coalition advocates for the right of low-income communities and communities of color to have fair and equal access to banking and other financial services. CRC has a membership of more than 240 nonprofit organizations and public agencies across the State.

 

The mission of the Center for Community Change is to develop the power and capacity of low-income people, especially low-income people of color, to change their communities and public policies for the better.

 

The Center for Responsible Lending is a nonprofit, nonpartisan research and policy organization dedicated to protecting homeownership and family wealth by working to eliminate abusive financial practices. CRL is affiliated with Self-Help, one of the nation's largest community development financial institutions.

 

The Community Reinvestment Association of North Carolina’s mission is to promote and protect community wealth. We advocate for change in the lending practices of financial institutions to promote wealth building for underserved communities and to end predatory lending practices that strip wealth.

 

Consumer Action is a national non-profit consumer education and advocacy organization founded in San Francisco in 1971. The organization’s hallmark is its free multilingual consumer education materials distributed through a national network of 9,000-plus non-profit and community-based agencies. In addition, Consumer Action advances consumer rights, refers consumers to complaint-handling agencies and trains community group staff on the effective use of its educational materials.

 

The Consumer Federation of America is a non-profit association of some 300 pro-consumer groups, with more than 50 million individual members, that since 1968, has sought to advance the consumer interest through research, education, and advocacy.

 

Consumers Union (CU) is an expert, independent, nonprofit organization, whose mission is to work for a fair, just, and safe marketplace for all consumers. CU publishes Consumer Reports and ConsumerReports.org in addition to two newsletters, Consumer Reports on Health and Consumer Reports Money Adviser with combined subscriptions of more than 7 million.

 

CFED is a nonprofit organization that expands economic opportunity. Established in 1979 as the Corporation for Enterprise Development, CFED works to ensure that every person can participate in, contribute to, and benefit from the economy by bringing together community practice, public policy, and private markets.

 

Demos: A Network for Ideas & Action, is a non-partisan public policy research and advocacy organization committed to building an America that achieves its highest democratic ideals.

 

The National Association of Consumer Advocates (NACA) is a nationwide organization of more than 1000 attorneys who represent and have represented hundreds of thousands of consumers victimized by fraudulent, abusive and predatory business practices.

 

The National Consumer Law Center (NCLC) is the nation's consumer law expert, helping consumers, their advocates, and public policy makers use powerful and complex consumer laws on behalf of low-income and vulnerable Americans seeking economic justice.

 

Founded in 1988, the National Fair Housing Alliance is a consortium of more than 220 private, non-profit fair housing organizations, state and local civil rights agencies, and individuals from throughout the United States. Headquartered in Washington, D.C., the National Fair Housing Alliance, through comprehensive education, advocacy and enforcement programs, provides equal access to apartments, houses, mortgage loans and insurance policies for all residents of the nation.

 

NEDAP is a resource and advocacy center that works with community groups to promote financial justice in New York City’s low income communities and communities of color.

 

Public Citizen is a non-partisan, non-profit membership organization based in Washington, D.C. representing the public interest on consumer rights, open representative government, corporate accountability, clean and safe energy, fair trade, a healthy environment, and a safe workplace.

 

SEIU is the fastest-growing union in North America, with 1.9 million members in the United States, Canada, and Puerto Rico.  SEIU members are winning better wages, health care, and more secure jobs for our communities, while uniting their strength with their counterparts around the world to help ensure that workers, not just corporations and CEOs, benefit from today's global economy.

 

United for a Fair Economy is a national, nonpartisan, non-profit organization. Our mission is to raise awareness that concentrated wealth and power undermine the economy, corrupt democracy, deepen the racial divide, and tear communities apart. We believe a fair economy benefits everyone.

 

US Public Interest Research Group (uspirg.org) serves as the national association and federal lobbying office for state PIRGs, which are non-profit, non-partisan advocacy organizations that take on powerful interests on behalf of their one million members nationwide. Recent PIRG financial advocacy campaigns have focused on exposing unfair credit card practices, stopping predatory rent-to-own and payday lenders, solving student loan debt problems, fighting identity theft and improving the accuracy of credit reports and credit scores.

 

Woodstock Institute is a leader in mortgage and consumer lending research, documenting industry trends that affect the ability of working households to achieve homeownership and build assets. Woodstock's research has deeply influenced the public debate on predatory mortgage lending, payday loan, and credit card regulation in Illinois and throughout the country.

 

Americans for Fairness in Lending would also like to recognize the contributions of the following organizations, which have been instrumental to the campaign:

AARP

The AFL-CIO

Center for American Progress

International Union, United Auto Workers

NAACP

National Community Reinvestment Coalition

National Council of La Raza

National Urban League

Americans for Fairness in Lending is working to reform the lending industry to protect Americans' financial assets.

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