Brochures and other Publications
More information about debit cards
AFFIL Partners
Consumers Union - Debit Cards
US PIRG - Consumer Fact Sheet
Other Organizations
AARP - Understanding Debit Cards
More informaton about debt collection
Consumers Union
FTC Facts for Consumers: Fair Debt Collection
National Consumer Law Center
What You Should Know about Debt Collection
NEDAP
Debt
Collection: Information about your rights under the Fair Debt
Collection Practices Act
Studies, reports, and more data about debt collection
National Consumer Law Center
Debt Collection
More information about mortgages
AFFIL's Neighborhood and Individual Impact of the subprime Mortgage Lending Crisis: Reporter’s Guide (PDF)
California Reinvestment Coalition
Predatory Mortgage Lending
Center for Responsible Lending
Mortgage Factsheet
Seven Signs of Predatory Mortgage Lending
Shopping for a Mortgage? Do Your Homework First
Consumer Action
Saving Your Home From Forclosure (also available in Spanish)
Don't Lose Your Home (2006) How to Avoid Home Equity Loan Fraud (also available in Spanish)
Consumers Union
Guarding the Golden Years: Reverse Mortgages
Consumer Tips on Home Loans
National Consumer Law Center
High-Cost Home Loans: Don't Be a Target (Available in English, Chinese, Korean, Russian, Spanish and Vietnamese)
Home Improvement Scams Alert
Getting the Home you Deserve: Advice for Mobile Home Owners
Tips for Consumers on Avoiding Foreclosure "Rescue" Scams
What You Should Know About Refinancing
Tips For Consumers On Reverse Mortgages
NEDAP
Resources for homeowners in New York City
Homeowner Resource Sheet
Senior Homeowner Resource Sheet
Refinancing Scams - Warning Signs and Tips
Predatory Lending Scams Targeting First-Time Homebuyers
Deed Theft
Predatory Lending Homeowner Alert
Studies, reports, and more data about mortgages
Mortgage Lending
to Traditionally Underserved Borrowers & Neighborhoods in Boston, Greater Boston and Massachusetts, 2006, by Jim
Campen (PDF)
AFFIL Partner Resources
ACORN
Forclosure Exposure: A study of racial and income disparities in home hortgage hending in 172 American cities
Forclosure Exposure 2: The Cost to Our Cities and Neigborhoods
Home Insecurity: A set of reports on neighborhoods in trouble due to forclosure
California Reinvestment Coalition
Paying More for the American Dream: Multi-State Analysis of Higher Cost home Purchasing Lending
Who Really Gets Higher Cost Home Loans: Reports, 2003 - 2005
Center for Responsible Lending
Steered Wrong: Brokers, Borrowers, and Subprime Loans
Analysis of Home Ownership and Mortgage Equity Protection Act
Subprime Spillover
Unfair Lending: The Effect of Race and Ethnicity on the Price of Subprime Mortgages
Subprime Lending is a Drain on Home Owership: Analysis of the Relationship Between Subprime Lending and Forclosure
The Best Value in the Subprime Market: State Predatory Lending Reforms
Constitutionality of Applying Bankruptcy Code Amedments to Existing Mortgages
CRA-NC
Comment on Nontraditional Mortgages
Consumer Federation of America
2007-2008 Assets and Opportunities Scorecard
Subsidies for Assets: A New Look at the Federal Budget
Women are Prime Targets for Subprime Lending, 12/07/06
Subprime Locations: Patterns of Geographic Disparity in Subprime Lending, 09/05/06
Exotic or Toxic? An Examination of the Non-Traditional Mortgage Market for Consumers and Lenders, 05/22/06
Subprime Cities: Patterns of Geographic Disparity in Subprime Lending, 09/08/05
Consumers Union
Paper Tiger Missing Dragon: Poor Service and Worse Enforcement Leave Manufactured Homeowners in the Lurch
Minority Subprime Borrowers
Home Equity Reform
Elderly in the Subprime Market
Women in the Subprime Market
Demos
Demos has complied a long list of in-depth studies on predatory home mortgage lending.
National Consumer Law Center
Predatory Mortgage Lending Policy Analysis
United For A Fair Economy
Fair Lending Helps Community Prosperity: An Analysis of Fair Lending Disparities in the Baton Rouge Metro Area
Forclosed: State of The Dream 2008
The Woodstock Institute
Key Trends in Chicago Area Mortgage Lending: Analysis of Data From the 2004 Chicago Area Community
There Goes the Neighborhood: The Effect of Single-Family Mortgage Foreclosures on Neighborhoods
Other Organizations
AARP
Avoid Predatory Lenders
Center for American Progress
Families Feel the Pressure as Mortgage Delinquency Rates Rise
For Middle-Class Families, Dream of Own House Drowns in Sea of Debt
National Community Reinvestment Coalition - Homeownership
and Wealth Building Impeded: Continuing Lending Disparities for
Minorities and Emerging Obstacles for Middle-Income and Female
Borrowers of all Races (April 2006)
National Council of La Raza
Informed Consumer Choice in the Subprime Market
The Impact of the Home Equity Lending Market on Latino Consumers
More information about payday loans
AFFIL Partners
Center for Responsible Lending
Payday Briefs and Factsheets
CRA-NC
Payday Lending Resources
Consumer Federation of America
CFA’s information resource on payday lending for consumers and advocates
National Consumer Law Center
Borrower Beware: The High Cost of Small Loans, Pawn Brokers and Rent-to-Own Stores (Available in English, Chinese, Korean, Russian, Spanish, and Vietnamese)
NEDAP
Payday Lending: How it Works
The Woodstock Institute
Payday, Auto Title and Refund Anticipation Loans
Other Organizations
AARP
Payday Loans Don’t Pay
Studies, reports, and more data on payday loans
California Reinvestment Coalition
Payday Lenders Evade Regulations: A Summary of Findings from Surveying Payday Lending Establishments
Center for Responsible Lending
Springing the Debt Trap
North Carolina Consumers After Payday Lending
CRA-NC
Payday Lending Research
Consumer Federation of America
Payday Loan Research & Reports
Demos
Comprehensive List of Publications on Payday Lending
National Consumer Law Center
Payday Loans Reports and Policy Analysis
Utilities and Payday Lenders: Convenient Payments, Killer Loans
US PIRG
Rent-A-Bank Payday Lending: How Banks Help Payday Lenders Evade State Consumer Protections
The Woodstock Institute
Payday, Auto Title and Refund Anticipation Loans
Cooperative Credit: How Community Development Credit Unions are Meeting the Need for Affordable, Short-Term Credit
Tax Refund Anticipation Loans
More information about refund anticipation loans
AFFIL Partners
California Reinvestment Coalition
Your Tax Refund Money is Yours, Avoid Tax Refund Loans (Available in Spanish and English; available in Polish at the Woodstock Institute Site )
Refund Anticipation Loans Fact Sheet
Center for Responsible Lending
RALs Briefs and Factsheets
Consumers Union
Don’t Pay Triple-digit Interest to Borrow Your Own Tax Refund
CRA-NC
Anti Refund Anticipation Loan Campaign
National Consumer Law Center
Don't Pay to Borrow Your Own Money: The Risks and Costs of Tax Refund Anticipation Loans (Available in English, Chinese, Spanish, Korean, Russian, and Vietnamese)
NEDAP
List of Free Tax Preparation Sites in New York City
The Woodstock Institute
Payday, Auto Title and Refund Anticipation Loans
Studies, reports, and more data about refund anticipation loans
AFFIL Partners
CRA-NC
The High Cost of Refund Anticipation Loans in North Carolina
Center for Responsible Lending
RALs Reports and Papers
Consumer Federation of America
One Step Forward and One Step Back: Analysis of Efforts Against High Priced Refund Anticipation Loans
Testimony of Jean Ann Fox: “Financial Services Issues: A Consumer’s Perspective”
Consumers Union
Letter to Governor Arnold Schwarzenegger
National Consumer Law Center
Tax Preparers Take a Bite Out of Refunds: Mystery shopper test exposes refund anticipation loan abuses in Durham and Philadelphia
RAL Reports, Analysis, Background Information, and Policy Platform
NEDAP
Analysis of Tax Refund Anticipation Lending in NYC 2002 - 2005
The Woodstock Institute
Payday, Auto Title and Refund Anticipation Loans
Other Organizations
Children’s Defense Fund
How You Can Help Working Families: Recommendations to Address Costly Tax Preparation
