I needed some extra money, so I browsed the internet looking for an overnight loan. But I did not apply at this time someting said NO! I, however received an email from a Last Chance Cash Advance company saying I had been pre-approved for $700, funny, just the amount I needed. So I filled out the loan application, reading the details carefuly and not accapting any extra offers.

To make a long story short I did not get the loan, but they got my banking information. The next day I got on my online banking account only to find I had been debited $31.98 by ID theft Protection. I called the number listed and talked to a girl who spoke broken English and was very rude. She informed me it was part of the loan application, I never saw this part, however; she said I had consented to the ID theft Protection. It cost me $31.98 to be turned down for the overnight loan of $700, and if I want my money refunded I have to file a theft idenity claim against the ID theft Protection service. I ask, is this not Irony? The ID theft Protection stole my banking information and I have to prove it for a refund.

Moral of this story no matter how hard one tries you still can't get ahead of the scam artists.

Benjie from Indiana