AFFIL Asks All Candidates to Stand For Consumers and Against Predatory Lending:  Democratic presidential candidate John Edwards today publicly endorsed the Six Principles of Fairness in Lending developed by Americans for Fairness in Lending (AFFIL), which call for the return of reasonable oversight and regulation of America’s runaway lending industry. The Principles (detailed below) focus on greater lender responsibility in determining consumers’ capacity to repay debt, reasonable regulation of interest rates, fees and lender practices, full disclosure of terms, and basic safeguards to protect consumers from predatory lending.