Gloom on home front:  People closest to the ongoing mortgage meltdown and foreclosure crisis facing Massachusetts and the nation answer this way: It's very difficult to tell, but the situation is likely to get worse.

"We're still in the pretty early stages of it. These loans have brought down the head of Citigroup. They brought down the head of Merrill Lynch. There's tens of billions of dollars at stake. It could easily set the economy into a recession. It's unprecedented. It affects a very large number of people." - Jim Campen, Executive Director