The Color of Money: AFFIL mentioned as resource in May 22, 2008 online discussion hosted by Washington Post Personal Finance Columnist Michelle Singletary with James Lardner, Jose Garcia and Cynthia Zeldin, authors of "Up to Our Eyeballs: How Shady Lenders and Failed Economic Policies Are Drowning Americans in Debt" (New Press and Demos).
James Lardner: One theme of our book is that people tend to see debt simply as a personal issue. We think of it as a society-wide problem that calls for society-wide solutions (and personal ones too, of course).
There are proposals for lending industry reform moving forward in Congress. You can find out about some of this activity, and how to support it, at the Americans for Fairness in Lending website: www.affil.org.
AFFIL is an umbrella group of organizations working for common sense reform of the lending industry.