We are deeply concerned by Bank of America’s plan to raise fees for non-customers at many of its ATMs to $3 per transaction—the highest in the country.  In its emerging role as the largest banking institution in the United States, Bank of America’s planned ATM fee hike from $2 to $3 has already been reported as an opportunity for other banks to drive their fees even higher (“Rising ATM fees on horizon,” Charlotte Observer, September 2, 2007; “Higher Bank of America Fees To Raise Rivals’ Costs,” American Banker, August 3, 2007) and we fear the ultimate consequence would be an unconscionable squeeze on low- and middle-income bank consumers.