Credit card companies sign you up even if you have little or no income, knowing you'll trigger high "penalty" interest rates and fees.  That's where they make their big $$$.

College students, young workers, immigrants, the elderly and others who are not aware of the traps get solicited the most and hit the hardest.

Free t-shirts, frisbees and pizza come at a dangerous cost.  Your signature can lock in very unfair terms.

Credit card companies hire students to get their friends to sign up for cards that are filled with hidden fees and unfair terms.

And that's just credit cards!  The subprime mortgage debacle is the same story of greed and abuse - not to mention abusive payday loans, car title loans, car financing, and more. 

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